Having a pet at home is highly beneficial for people because pets not only provide pleasant companionship but also give affection and love without asking for anything in return. However, it also entails a great responsibility, since their basic needs must be properly met: feeding them, taking them to the vet, taking them for walks several times a day… In addition, dog insurance has also grown in recent years.
When is it mandatory to insure your dog?
There are several factors to consider when insuring your ARISTOPERRO. On the one hand, we must take into account the breed it belongs to, and on the other, which autonomous community we live in. There are specific cases, such as potentially dangerous dogs, which must have mandatory third-party liability insurance, or autonomous communities such as Madrid, where insurance is required regardless of the dog's breed or dangerousness.
*Cities where third-party liability insurance for dogs is MANDATORY, regardless of breed: Madrid and the Basque Country.
Are only potentially dangerous breeds (PPP) insured?
According to a study conducted by Seguros Santalucía, although PPP dogs continue to generate the most insurance policies (70%, because third-party liability insurance is mandatory), insurance coverage for other breeds has also increased. There is also a distinction depending on the breed: 81% of insured dogs are purebred, which on many occasions corresponds to their potential dangerousness, while 40% are mixed-breed dogs.
Who is most concerned about insuring their pet?
A recent study by Terránea, a leader in dog insurance in Spain, shows that young single people between the ages of 26 and 35, who account for 25% of the total, are the most responsible when it comes to insuring their dogs, not only because of potential accidents they may cause or damage to other people, but also to ensure that they receive veterinary care. Terránea points out that young single people are usually more likely to choose potentially dangerous breeds, which is related to the higher rate of insurance purchases. Married couples are also concerned about insuring their pets, although to a lesser extent than single people. Among married couples, women tend to choose protection for their dogs more often (18%) than men (17%).
Which autonomous communities are the most pet-friendly when it comes to safety?
As a curious fact, the autonomous communities most committed to pet safety in Spain are Catalonia, Andalusia, and the aforementioned Madrid. These are the regions where animals receive the most protection, as reflected in the higher number of pet insurance policies purchased. More and more people are choosing to insure their dogs. This is shown by Terránea's study, which, based on policies purchased over the past year, reflects the changing profile of insurance customers and the dog breeds most commonly insured, as well as the regions that are most committed to protecting themselves against incidents affecting pets.
And you, how do you keep your pet safe? Tell us on social media.